TREASURY / ELPIS

Accounts (pools)

How treasury money is partitioned, and the per-pool limits that decide each payment.

What an account is

An account is a pool inside the treasury. Money is allocated to pools at signup (by basis points) and every payment draws from exactly one pool, so a limit can be set for payroll that has nothing to do with a limit for vendors.

Pool balances are a treasury fact, reconciled against the chain.
A pool has a liquid balance and an optional invested balance that can be recalled.
Reserve floors are per pool, with a treasury-wide floor on top.

Fields

Field	Meaning
`kind`	The pool’s role (see below).
`purpose`	Human description, shown in the console.
`allocationBps`	Share of incoming capital allocated to this pool.
`minReserve`	Floor this pool may never be taken below.
`autonomousLimit`	Largest amount the agent may spend without a person.
`approvalLimit`	At or above this, a person must approve.
`minAutonomousRecoverability`	Weakest class allowed to run unattended (e.g. R2).
`allowedRecipientCategories`	Recipient categories this pool may pay.
`investable`	Whether safe-to-deploy capital here may be invested.

Kinds

Kind	Typical use	Notes
OPERATING	General spend	Usually the only pool with a broad category list.
PAYROLL	Employee and contractor pay	High autonomous limit, category payroll.
VENDOR	Recurring vendor settlements	Tight autonomous limit, document-anchored.
TAX	Set-aside for tax	Not investable; higher minimum recoverability.
RESERVE	Protected runway	Never deployed; paying from it is R4.
INVESTMENT	Capital deployed to a venue	Recallable, not an outbound settlement.
DISCRETIONARY	Uncommitted spend	Subject to the full policy set.
CUSTOM	Anything else	Behaves like OPERATING.

How the limits interact

A payment must satisfy all of them; the first one it breaches is what appears in the decision:

amount >= approvalLimit → a person approves (even if under the autonomous limit).
amount > autonomousLimit → a person approves.
Balance after payment < minReserve → blocked.
Class weaker than minAutonomousRecoverability → a person approves.
Recipient category not in allowedRecipientCategories → a person approves.

The seeded demo treasury

Pool	Kind	Reserve	Autonomous	Approval	Min class
Operating	OPERATING	$1,000	$5,000	$10,000	R2
Payroll	PAYROLL	—	$20,000	$25,000	R2
Vendors	VENDOR	—	$2,000	$10,000	R2
Tax	TAX	$5,000	—	—	R3
Reserve	RESERVE	$10,000	—	—	R4